Hidden Rules Of Economic Classes

[joreth]

As always, individual variations occur when talking about TRENDS.  This is a discussion of TRENDS, so of course individuals are going to have some variations.

I was raised middle class by people whose parents were poor but moved into middle class, so my parents fit very firmly in the middle class category here on all boxes.  My mother especially.  There's a particular sort of mindset in immigrant families who are trying to assimilate - they tend to aspire to middle class and they also tend to be the rule-keepers of the classes, whether they ever reach the class they're aspiring to or not.

So I see a lot of my upbringing in the middle class category and therefore a lot of my values come from that category as well.  But I also see that I have developed a handful of traits from the poverty category since becoming an adult and going into poverty myself.

It's ironic to me that I make more money per hour than my parents ever did, and I have to work fewer hours in a month to make the same salary that my parents (jointly) did, but because of the economy and everything (especially rent) costing a larger portion of income, I am poorer than my parents who had a mortgage on 2 homes, 3 cars, and 2 children.

I actually make very good money by 1980s and 1990s standards.  And I do have the luxury that I only have to work 5 days a month to pay the bare minimum of my bills.   But that's because I live at poverty standards, with cheap rent, cheap cars, and the lack of acquiring *things* (although, by "things", I mean valuable items - I have a LOT of "stuff", which are mostly my tools and hobby items, such as 3 whole boxes filled with fabric and 6 boxes filled with rhinestones, pipe cleaners, fake flowers, earring hooks, etc.)

If I could work the job that I have at a normal 40-hours a week, I would be quite squarely in the upper middle class.  But I don't get that many hours.  I might work 40 or 50 hours in a single week, but that will be the only week I work that month, and possibly the only week I work for the next two or three months.

In the '80s and '90s, even working only one week a month, I would have easily been able to afford the kind of life my parents provided for me - a large 4 bedroom home in the suburbs of the 3rd most expensive city in the world to live in, private school, music lessons, enough vehicles for the children to have their own when it came time to drive, having children at all, etc.

But today, my very good salary yet few hours gives me a literally mouse-infested, termite-ridden 2 bedroom apartment with no straight lines or right angles anywhere in it in a crime-filled neighborhood, an 18-year old car that I literally keep together with zip ties and tin foil, and the bulk of my "disposable" income is spent on immediate pleasures like nice restaurants and dance events and stylistic clothing because I know I will never have anything for the future, so might as well enjoy my money now.

Not that I never save for the future, of course.  But that's my middle class upbringing.  I saved enough to buy my RV in cash, for instance, and every car I've ever owned was paid for in cash.  And I'm putting money away for the Honeymoon / Moving Road Trip if Canada ever accepts our immigration application (and if not, I'm still going to take a road trip and I might just move out to Seattle whether I have a job out there or not because #GetMeOutOfHere).

But my parents would have forgone all personal pleasures to save for the future, as I frequently did as a teenager living in that middle class home.  Now, however, I impulse spend on immediate pleasures because that's what someone does who is suffering from depression that's caused by economic suffering and who genuinely does not believe one will ever have health insurance or a retirement fund and can't even imagine the circumstances in which either are possible.

I am able to save up large amounts of money, but then something serious happens like my engine throwing a rod and needing either a new car or a new engine, or my 2 root canals at once, or my cat becoming terminally ill.  So I don't have any *confidence* in savings.  I know that something big will happen to drain it all as soon as I build it up.  That's the poverty mindset talking.

So I save only for very specific goals, because I know it's futile to just "save", generically, to have some kind of "nest egg" to live on in the future.  Which means I have the impulse to dip into it every now and then for present-day spending, as in the poverty category.  Whereas for my parents, saving is, itself, its own goal.  My mom seeing her father lose all his money, she's also very aware that middle class is not secure.  But, even though they also save for specific goals, they mostly just save as a general rule. They *manage* their money, while I *use* my money.

So, in my own personal experience, this chart tracks true.   My parents are middle class and their values match every box in the category.  Many of my values are in the middle class category because that was my early exposure, but I have developed some poverty class values since becoming poor and living this way for nearly 20 years, and I can see when and where the changeover happened.